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Client stories

Find the case that looks like yours.

Each case walks through the W-7 reason, the documents, the timeline, the problems that came up and the numbers at the end, with links to the IRS rules. Names and personal details are illustrative.

E-commerce & payments · Australia

An Australian seller gets Shopify Payments, Stripe and PayPal verified through his U.S. LLC

Tom’s Wyoming LLC stocked inventory in a Texas warehouse and paid a U.S. support rep, so he had a 1040-NR filing obligation. Filing it with a W-7 got him the ITIN every payment platform was asking for.

10 weeks
IRS processing
3
payment accounts verified
Read story
Investment income · France

A French investor recovers $8,100 of U.S. dividend tax withheld at 30% instead of 15%

Claire’s W-8BEN expired and her broker withheld the full 30% for three years. We filed a 1040-NR with a W-7, then two prior-year returns, to claim the France–U.S. treaty rate.

$8,100
refunded over 3 years
9 weeks
IRS processing
Read story
Joint filing · China

A U.S. citizen saves $4,300 a year by filing jointly with his wife in China

David had filed “married filing separately” for years because his wife in Shenzhen had no SSN. She had never been to the U.S. We filed her W-7 with a joint return and a Section 6013(g) election.

$4,313
tax saved in 2024
11 weeks
IRS processing
Read story
Dependents · Mexico

A Houston mother claims her daughter as a dependent while her residency case is pending

Carla’s daughter Sofia lives with her in Houston but is not yet eligible for an SSN. Her passport had no U.S. entry stamp, so we added certified school records to prove residency.

$500
credit for other dependents
13 weeks
IRS processing
Read story
Credit & banking · India

An H-4 spouse in Seattle builds a 720 credit score with an ITIN

Priya had no work permit, no SSN and no credit file. Filing jointly with her H-1B husband qualified her for an ITIN, which she used to open a secured card and start a credit history.

720
FICO after 18 months
$8,700
saved by filing jointly
Read story
LLC owner · United Kingdom

A UK founder learns when his single-member LLC actually needs him to have an ITIN

In year one we told Samuel he did not need an ITIN. In year two he hired a U.S. sales lead who signed contracts, which created a 1040-NR obligation. We filed it with his W-7.

$0
fee in year one
12 weeks
IRS processing
Read story

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