itin.expert

Freelancer · India

An Indian consultant opens U.S. payment rails with his ITIN

Arjun P.
Arjun P.
IT consultant · India

Stripe and Wise both onboarded me the week the number arrived. No more 4% conversion fees on every invoice.

Background

Arjun bills six U.S. clients from Bengaluru. Each client paid through a different intermediary and every transfer lost a slice to conversion and wire fees. U.S. payment providers asked for a taxpayer number before approving an account.

What we did

We filed under the treaty-benefit reason with a client contract as evidence, verified his passport on video, and delivered the CP565 by scan the day it arrived.

Outcome

Both payment providers approved his applications within a week of receiving the ITIN. Arjun now invoices in dollars and settles directly.